|
 |
Card Programs - Credit
Leverage your credit program.
Millions of people worldwide – including many of your members – reach for their credit cards first when making a purchase. And with online commerce skyrocketing, credit cards are poised to become the world’s universal payment method.
That popularity means significant revenue and member loyalty for credit unions that offer credit card programs.
We have been creating flexible, state-of-the-art credit card programs since 1986 – VISA, MasterCard, premium cards, commercial cards, and internal credit programs – so you can have confidence in the effectiveness of our solutions.
Covera’s trademark flexibility allows you to choose the level of support you need:
Full Service Credit
This turnkey option handles every phase of the credit card operation, including authorizations, payment processing, statement production, and cardholder customer service.
Your Covera representative facilitates such time consuming tasks as cardholder dispute processing, so you don’t have to know all the regulations associated with such disputes.
Cardholders enjoy online account access, while you can view and maintain cardholder data via multiple interfaces.
Credit Union Administered Credit
With this “partnership” option, Covera manages all processing related items, including statement production and authorization, while your back office staff posts cardholder payments, resolves disputes, and provides customer service.
Ideal for credit unions with staff to handle certain back-office tasks, this service also allows for the unbundling of such functions as lock box payment processing, chargebacks and bond claims.
Internal Credit
Designed specifically for credit unions with sophisticated operations and staff expertise.
These credit unions assume maximum control over their card operation: member service, statement generation, collections, program enhancements, even program design itself.
As a result, the credit union enjoys complete flexibility in cost control, while lowering its administrative costs by reducing paperwork and postage expense.
|
|
Some files provided
on this web site are in Portable Document Format (PDF) which can be viewed
with Adobe Acrobat Reader.